Anyone know a good yet cheap lawyer to defend against a “Debt Collector” summons?
Thursday, February 4th, 2010 at
8:59 pm
My mother got a summons yesterday, and now she wants me to find her a lawyer. Problem is, I don’t know a thing about them, I’m just 14, so obviously I need help with this. Dx
I live in Sacramento, CA and we defiantly can’t afford a top professional. I don’t know what information to include in Generic Drugs this, but she owes more than four thousand. She’s up against Livingston Financial, LLC.
I know it’s pretty pathetic to come to this, but my sister won’t answer her phone right now, my brother’s out, and my mom doesn’t know a thing about computers.
Look up your local Bar Association. Ask them for a referral to a "consumer rights" attorney.
http://www.sacbar.org/public/findlawyer.asp
i dont know about cali. i think try naca.com. most local lawyers around here wont do it. either they know nothing about consumer law or its because lawyers wont fight lawyers. being the pricks they are. its like cops ratting on cops.
There is no such thing as a good cheap lawyer.
How about working with a court mediator? They will work out some kind of affordable payment plan. Most likely this will go to court about every three months, but as long as she is paying her agreement she may not have to go each time. I would contact the court in which it will be held at and see about getting the number of the mediator and the see if the Plaintiff would be willing to go that step. Tell her if it does go to court to make sure she keeps track of all her bills and what her income is and bring that into court. It will be needed for the paperwork. Also tell her to get there (court) early. And I mean early. Like an hour or so earlier than scheduled. Courts will take into account her income and what bills she has going out. Does she happen to be on any type of SSI/SSDI? I believe in most states that is untouchable. Good luck…
If statute of limitations (SOL) applies, she should bring that up as a defense before they get a judgment. But usually they go for a default judgment before that expires, or hope that she will not know what to do about it.
If it is her debt and SOL does not apply she only has 2 choices anyway. Either work something out with the creditor before they get a judgment, or accept the judgment.
Another choice might be bankruptcy, but that should be a last resort.